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3 Compelling reasons to become a switcher

This is a guest post by Kerry Lotzof, money expert from financial comparison website Mozo.com.au.

The world of banking is changing, rapidly.

Online research and easy comparisons that help consumers quickly find the best deals are turning the dynamic of cap-in-hand banking on its head and making financial providers work to earn and keep customer loyalty.

A growing number of Australians are taking control back, getting informed and switching banks.

1. Take back control

Many Australians…

 

Posted in Saving Money

7 Quick ways to have more money for Christmas

Christmas tree decoration

Christmas is expensive.

If you are not careful you can end up with a large credit card bill you spend the next year paying off. This is not a good way to enjoy the Festive Season.

One way to overcome this is to save for the Christmas/New Year season so you have enough money to cover your expenses. And it is not too late to start saving for this Christmas!

If you start saving now you could end up with more money than you need. Here are 7 ways to save money before Christmas. And that will allow you to have a more relaxed silly season.

How to get extra money…

 

Posted in Saving Money

Ease your cost of living pressures easily

Piles of bills and man calculating them

Cost of living pressures are affecting a great number of people these days. Between increasing electricity costs (around 22% in Queensland), rising council rates, and growing food prices, it can be a struggle to make ends meet.

You can alleviate this through developing a budget that works for you, creating an easy system for paying bills on time, and reducing non-essential spending. But once you have exhausted all of these (and other more Read more >

 

Posted in Better Living, Saving Money

Buy your dream home by choosing the right mortgage

A home in an idyllic setting

Choosing your new home is never an easy process.

You may be buying your first home, moving into a bigger property, or even deciding to downsize – no matter what new home you are looking for, price is a major concern.

Finding your dream home can be difficult

Finding a property you are happy with, in a nice location, for the right price can be difficult – especially in the major capital cities.

You can make your job easier by narrowing down your favourite suburbs, thinking about what size home you will need, what type of dwelling you are after, and so on.

But…

 

Posted in Saving Money

Interest rates have been cut – what will you do with the money?

Official interest rates have dropped again, and with most financial institutions (including Queenslanders) dropping their rates in step, the question is what will you be doing with the extra money this will likely give you?

For a lot of people this cut means they will be paying a little less on the mortgage and have a little extra cash at their disposal.

While this is a big relief for some people struggling with the rising cost of living and a high mortgage, it does leave a question around what to do with the money.

So what could you do with…

 

Posted in Saving Money, Smart Living