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Business Plus account

If your business account has a balance that isn’t used in your daily cash flow, consider the Business Plus account. It pays a higher interest rate than our transaction accounts, while still providing access to services like BPay and Visa Debit.


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BalanceInterest rate
Balances $1 < $5,000
Balances $5,000 < $10,000
Balances $10,000 < $20,000
Balances $20,000 < $50,000
Balances $50,000 < $100,000
Balances $100,000 < $250,000
Balances $250,000 < $500,000
Balances $500,000+
Rates effective from 1 August 2023

Note: Interest calculated daily, paid monthly. Interest rates for the Business Plus account are calculated on a stepped basis with a different interest rate paid for parts of your account balance that fall within set dollar ranges (‘steps’). All other interest rates quoted are per annum and are calculated on a tiered basis with interest paid on the entire balance at the applicable tiered interest rate. 

Visa Debit cards or rediCARDs can only be issued on accounts where method of operation is anyone to sign. Visa Debit cards and rediCARDs can only be issued in the personal names for authorised card holders.

Tax File Number

Interest earned on all savings accounts must be declared for income tax purposes. If you do not provide us with your Tax File Number or Tax File Number Exemption or Australian Business Number (ABN), we must deduct tax at the highest personal income tax rate plus the Medicare Levy from your interest earned. You are not obliged to provide your Tax File Number or Tax File Number Exemption or ABN.

Business Definition

A business is defined as a body corporate or person involved in a commercial activity including a company, partnership or sole trader with an ABN, incorporated association or co-operative.

Important Information

If you wish to have both business and personal accounts with Queenslanders, these will need to be opened and operated separately. 

Please be aware that interest rates may change at any time without agreement. All interest rates quoted are per annum. Fees and charges are payable. Normal lending criteria, terms and conditions apply and are available on request.

Before acquiring this product, the information above should be read in conjunction with the following documents to determine if it is right for you: Business BankingFees and ChargesFinancial Services GuideBusiness Interest Rates, and Account and Access Facility Conditions of Use

Interest Rate

Interest rate up to

1.65% p.a.


Rates effective 1 August 2023.