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Cash Management account

The Cash Management account is best suited for those wanting to earn a little interest on their savings but still want occasional access to their money.


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BalanceInterest rate
Balances $1 < $5,000
Balances $5,000 < $10,000
Balances $10,000 < $20,000
Balances $20,000 < $50,000
Balances $50,000 < $100,000
Balances $100,000 < $250,000
Balances $250,000 < $500,000
Balances $500,000+
Rates effective from 1 August 2023
Monthly fee
Transaction fees may apply*.


*Not all transactions are included in the free transactions. Fees and charges may apply. Download our Fess and Charges brochure for full details.

Note: Rates are subject to change without notice. Fees and charges are payable. Terms and conditions apply and are available on request. Interest rates for the Cash Management account are calculated on a stepped basis with a different interest rate paid for parts of your account balance that fall within set dollar ranges (‘steps’). All other interest rates quoted are per annum and are calculated on a tiered basis with interest paid on the entire balance at the applicable tiered interest rate.

Before acquiring this product, the information above should be read in conjunction with the following documents to determine if it is right for you: Personal Savings and Transaction AccountsFees and ChargesFinancial Services GuideDeposit Interest Rates, and Account and Access Facility Conditions of Use


Interest Rate

Interest rate up to

1.40% p.a.


 Rates effective 1 August 2018.