Ultimate Home Loan Package
If you want a loan with lots of features and discounts, consider the Ultimate Home Loan package. For a $350 annual fee you get a range of ongoing discounts, saving you money over the life of your loan.
Features
- Packages together home loan, credit card and transaction account
- Discounted variable and fixed interest rate options
- No establishment, document or monthly loan maintenance fees on eligible loan products
- 10% discount on home and contents insurance for the first year, additional discounts available for insurance
- $0 annual fee on Visa Credit card (saving $39 a year)
- $0 annual fee on Rewarder credit card rewards program (saving $58 a year)
- $0 establishment fee on personal loans (saving $120)
- 100% mortgage offset account for owner-occupied home loans
- Redraw facility on owner-occupied home loans
- No penalties for extra repayments
- Your choice to make repayments weekly, fortnightly or monthly
Find out more
Call 1800 753 377 during office hours, or complete the form below to have one of our home lending experts contact you.
| Product | Interest rate | Comparison rate |
|---|---|---|
|
Discount Variable Package Rate (Principal & Interest) – where LVR is less than 70%
|
4.24.~
|
4.59.*
|
|
Discount Variable Package Rate (Principal & Interest) – where LVR is more than 70% and less than 80%
|
4.34.~
|
4.69.*
|
|
Discount Variable Package Rate (Principal & Interest) – where LVR is more than 80%
|
4.44.~
|
4.79.*
|
|
Discount Variable Package Rate (Principal & Interest)
|
4.64.~
|
4.99.*
|
|
Discount Variable Package Rate (Interest Only)
|
5.14.~
|
5.47.*
|
|
Investment Home Loan Discount Variable Package Rate – where LVR is less than 70% (Principal & Interest)
|
4.24.~
|
4.59.*
|
|
Investment Home Loan Discount Variable Package Rate – where LVR is less than 80% and greater than 70% (Principal & Interest)
|
4.34.~
|
4.69.*
|
|
Investment Home Loan Discount Variable – where LVR is greater than 80% (Principal & Interest)
|
4.45.~
|
4.79.*
|
| Rates effective from 1 August 2023 | ||
| Annual fee | Amount |
|---|---|
|
Annual fee
|
$350
|
~Comparison Rate calculated on a secured loan of $150,000 over a 25 year term based on monthly repayments. Available for a limited time only. May be withdrawn at any time before a loan contract is entered into. For new borrowings involving a new mortgage to Queensland Country Credit Union Limited (‘Queensland Country’). Not available for the restructure of existing Queensland Country or Queenslanders Credit Union loan facilities. The LVR excludes any Lenders Mortgage Insurance which may be required. Only available under the Ultimate Home Loan Package. Total borrowings must be $100,000 or more.
^^Comparison Rate calculated on a secured loan of $150,000 over a 25 year term based on monthly repayments. Only available under the Ultimate Home Loan Package. Total borrowings must be $100,000 or more.
*WARNING: These Comparison Rates apply only to the example or examples given. Different amounts and terms will result in different Comparison Rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the Comparison Rate but may influence the cost of the loan.
Please be aware that variable interest rates may change at any time without agreement. All interest rates quoted are per annum. Fees and charges are payable. Normal lending criteria, terms and conditions apply and are available on request. Before acquiring this product, the information above should be read in conjunction with the following documents to determine if this product is right for you: Home Loan brochure; Account and Access Facility Conditions of Use; Fees and Charges brochure; Financial Services Guide; Loan Interest Rate Schedule;and Credit Guide.
Interest Rate
