Line of Credit
Line of Credit is an overdraft facility that provides you with the ability to continually draw up to your credit limit at any time for your home, car and other credit requirements.
Its flexibility allows you to pay off as much or as little as you like (provided it remains under the credit limit), and provides you with a continual source of credit without having to worry about extra application or establishment fees.
Features
- Continual credit facility
- No set repayments (interest only repayments are required if you reach your limit)
- Borrow up to 80% of the value of your property
- Automatic payroll deduction directly into the Line of Credit to reduce any interest charged
- Access your funds via phone banking, online banking, branches, cheque, ATM, EFTPOS and BPAY®
Find out more
Call 1800 753 377 during office hours, or complete the form below to have one of our home lending experts contact you.
| Fee | Amount |
|---|---|
|
Establishment Fee
|
$250
|
|
Document fee
|
$250
|
|
Annual fee
|
$100
|
Please be aware that variable interest rates may change at any time without agreement. All interest rates quoted are per annum. Fees and charges are payable. Normal lending criteria, terms and conditions apply and are available on request.Before acquiring this product, the information above should be read in conjunction with the following documents to determine if this product is right for you: Home Loan brochure; Account and Access Facility Conditions of Use; Fees and Charges brochure; Financial Services Guide; Loan Interest Rate Schedule;and Credit Guide.
Interest Rate
