It looks like you are using an older browser. From Tuesday 16th August 2016, a security upgrade to NetBanking will mean that people using older browsers will not be able to access NetBanking.

Find out more about updating your browser.

To avoid inconvenience, please upgrade your browser immediately. Directions on how to do so can be found by clicking on the title of your chosen browser. Internet Explorer, Chrome, Firefox, Opera or Safari.




CardsCredit Cards

New car loan special

Financial Planning

Foreign ExchangeAccounts

Something ExtraSomething extra

About UsAccounts

New car loan special


Club HeroAccounts

Commercial Overdraft

A Commercial Overdraft provides greater control over cash flow and is designed to help you manage your day-to-day finances.


 Contact Us


ProductInterest rate
Commercial overdraft – secured
Commercial overdraft – residential security*
Commercial overdraft – unsecured

*This interest rate is applicable when residential mortgage security is taken. Terms and conditions apply and are available on request.

Tax File Number

Interest earned on all savings accounts must be declared for income tax purposes. If you do not provide us with your Tax File Number or Tax File Number Exemption or Australian Business Number (ABN), we must deduct tax at the highest personal income tax rate plus the Medicare Levy from your interest earned. You are not obliged to provide your Tax File Number or Tax File Number Exemption or ABN.

Business Definition

A business is defined as a body corporate or person involved in a commercial activity including a company, partnership or sole trader with an ABN, incorporated association or cooperative.

Important Information

If you wish to have both business and personal accounts with Queenslanders, these will need to be opened and operated separately. Members seeking the waiver of the Monthly Account Service Fee due to not-for-profit or charitable status will be required to provide relevant documentation.

Please be aware that interest rates may change at any time without agreement. All interest rates quoted are per annum. Fees and charges are payable. Normal lending criteria, terms and conditions apply and are available on request. Before acquiring this product, the information above should be read in conjunction with the following documents to determine if this product is right for you: Business BankingFees and ChargesFinancial Services GuideBusiness Interest Rates, and Account and Access Facility Conditions of Use

Interest Rate

Interest rate from
6.74% p.a.


Interest rates effective 1 August 2018, subject to change.

Download brochure