Business Visa Credit Card

The Business Visa Credit Card is a simple solution to managing the cash flow and expenses of your business.

Features

• Multiple cardholders, all with individual limits
• Detailed statements provided for the business and individual cardholder spending
• Low interest rate
• Low annual fee
• Rewarder Business program included (accumulate points for ever dollar you spend, then redeem your points using your separate Rewarder Card at any EFTPOS terminal in Australia)
• Free additional cards for business partners or staff
• Up to 55 days interest free on credit purchases

Annual fee

$90

Note: No interest free period applies on cash advances.

Tax File Number

Interest earned on all savings accounts must be declared for income tax purposes. If you do not provide us with your Tax File Number or Tax File Number Exemption or Australian Business Number (ABN), we must deduct tax at the highest personal income tax rate plus the Medicare Levy from your interest earned. You are not obliged to provide your Tax File Number or Tax File Number Exemption or ABN.

Business Definition

A business is defined as a body corporate or person involved in a commercial activity including a company, partnership or sole trader with an ABN, incorporated association or cooperative.

Important Information

If you wish to have both business and personal accounts with Queenslanders, these will need to be opened and operated separately. Members seeking the waiver of the Monthly Account Service Fee due to not-for-profit or charitable status will be required to provide relevant documentation.

Please be aware that interest rates may change at any time without agreement. All interest rates quoted are per annum. Fees and charges are payable. Normal lending criteria, terms and conditions apply and are available on request. Before acquiring this product, the information above should be read in conjunction with the following documents to determine if this product is right for you: Business Banking, Fees and Charges, Financial Services Guide, Business Interest Rates, and Account and Access Facility Conditions of Use.