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RateSaver Variable Home Loan

Our new RateSaver Home Loan comes with all the necessary bells and whistles, but is simple enough to suit you no matter where you are in the home loan journey, whether it’s:

For home loans of at least $100,000 and a maximum loan to value ratio (LVR) of 95% for owner occupied and 90% for residential investment loans, you’ll get flexible repayment options and a competitive interest rate. There’s even a 100% offset facility.

Plus, your local branch could be just around the corner! Better yet, get started now and begin your application online or complete the form below to have someone contact you. 


Find out more

Call 1800 753 377 during office hours, or complete the form below to have one of our home lending experts contact you.

Full Name *

Phone *
Postcode *
Message *
What will be the purpose of your loan?*
  To live in For investment purposes

Where did you hear about us?*  
Online Newspaper In-store Radio


 Apply NowHome Loan  Key Fact SheetContact Us


ProductInterest rateComparison rate
RateSaver Variable Home Loan
Rates effective from 11 Feburary 2019
Annual feeAmount
Loan maintanence fee 
$10 (waived)
Establishment fee
Document fee


~This variable rate product is available for a limited time only for owner occupied, investment, principal and interest loans with new borrowings of at least $100,000 and a maximum loan to value ratio (LVR) of 95% and 90% for residential investment loans. Not available for the restructure of existing Queensland Country Credit Union or Queenslanders Credit Union home loan facilities. Offer is subject to withdrawal at any time before a loan contract is entered into. Normal lending criteria, terms, conditions & fees apply and are available on request. Once a loan is entered into a Member will receive a 1.39% p.a. discount off the Standard Variable Rate (SVR) for the life of the loan. 

^Warning: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. The comparison rate is for a secured home loan calculated on a loan amount of $150,000 over a term of 25 years.

*Terms and conditions apply. An amount equal to the minimum monthly repayment amount must remain in the facility. Minimum redraw amount also applies.

Before acquiring the product, the information above should be read in conjunction with the following documents to determine if the product is right for you: Home Loan brochureAccount and Access Facility Conditions of UseFees and Charges brochureFinancial Services GuideLoan Interest Rate Schedule;and Credit Guide.


Interest Rate

Rate~ Comparison^
Interest rate from
3.75% p.a. 3.79% p.a.


Interest rates effective 11 Feburary 2019, subject to change.