Standard Variable Rate Home Loan
The Standard Variable Rate Home Loan offers all the flexibility and features you need in a standard home loan. Interest is variable meaning your rate may rise or fall at any time in line with market changes
Features
- Deposit as low as 5%
- 100% mortgage offset account on owner-occupied properties
- Redraw facility
- No penalties for extra repayments
- Your choice to make repayments weekly, fortnightly or monthly
- Automatic repayments through direct debit
- Loan terms up to 30 years
- Available for a range of purposes, including purchase of an existing house, vacant land for building etc.
Find out more
Call 1800 753 377 during office hours, or complete the form below to have one of our home lending experts contact you.
Fee | Amount |
---|---|
Establishment fee
|
$250
|
Document fee
|
$250
|
Loan maintenance fee
|
$10
|
^Comparison Rate calculated on a secured loan of $150,000 over a 25 year term based on monthly repayments.
*WARNING: These Comparison Rates apply only to the example or examples given. Different amounts and terms will result in different Comparison Rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the Comparison Rate but may influence the cost of the loan.
Please be aware that variable interest rates may change at any time without agreement. All interest rates quoted are per annum. Fees and charges are payable. Normal lending criteria, terms and conditions apply and are available on request. Before acquiring this product, the information above should be read in conjunction with the following documents to determine if this product is right for you: Home Loan brochure; Account and Access Facility Conditions of Use; Fees and Charges brochure; Financial Services Guide; Loan Interest Rate Schedule;and Credit Guide.