Do you know what your credit report says about you?

Before we answer that question, let’s back up for a moment and see what a Credit Report is exactly.

Credit report

Almost everyone uses credit, sometimes without thinking about it. If you have ever had a mobile phone contract, increased your credit card limit, or applied for a loan, that information will be on your credit report.

A great way to manage that credit is to know exactly what you currently have, and what you applied for in the past. That is where a credit report comes in.

It’s important to manage your credit report for a number of reasons:

• Make sure that what it contains is accurate & correct any inaccuracies
• Discover what credit providers see when they do a check on you
• Add any additional comments to your report

How to get your credit report

You can easily obtain your credit report for free online. The best way I have found is to head on over to Veda’s My Credit File website and order your free copy.

IMPORTANT: Make sure you have selected the free service. The only difference between the free one and the one you can pay for is the delivery time. The free one will reach you within 10 working days.

Conclusion

Having a copy of an updated credit report is just one of the things you can do to ensure that you have a complete overview of your financial situation.

Have you ever applied for your credit report before?