Platinum MasterCard

With all the benefits of our standard MasterCard and heaps of added exclusive features, the MyCard Platinum MasterCard gives you even more.

Special offer:

$99 annual fee for life.1

0% for 6 months on balance transfers and purchases.2
After the 6 months period the standard cash advance rate of 21.74% will apply.2


  • $99 annual fee for life1
  • Earn 1.25 reward points for every $1 spent on your card3
  • Generous credit limits subject to credit criteria4
  • International Travel Insurance5
  • Purchase Cover Insurance5
  • Guaranteed Pricing Scheme5
  • Interstate Flight Inconvenience Insurance5
  • Transit Accident Insurance5
  • Platinum Concierge Service

Rates and fees:

  • 20.24%p.a. interest rate
  • 21.74%p.a. cash advance rate
  • $99 annual fee 


Apply Now

Terms and Conditions apply. Fees and charges apply and are available upon request. Final approval of your MasterCard application will be subject to satisfying Card Services credit criteria.

1. Subject to your acceptance you will be charged a discounted annual fee of $99 for the life of the card. Existing MyCard Cardholders are excluded from this discounted annual fee offer. Offer ends 31/01/2014.

2. Your total balance transfers with this offer may not exceed 80% of your credit limit. The 0% p.a. interest rate applies to balances transferred with this offer at point of application, for a period of 6 months. At the end of the balance transfer period, the interest rate on any outstanding transferred balance will revert to the Annual Percentage Rate for cash advances, currently 21.74% p.a”. Interest rates are variable, subject to change and our credit criteria. The interest rates are current as at 1/07/13. Offer effective 01/02/2014. 

3. All Rewards are subject to the Terms and Conditions of the Card Services Rewards Program. Reward points are not earned on Cash Advances, Special Promotions or Balance Transfers. Reward points never expire while the account remains open and provided your account is in good order.

4. Actual credit limit will be assigned based on our Credit Criteria, your credit rating, and subject to confirmation that you earn a minimum of $35,000 for the Platinum card. Credit limit is up to $30,000 on Platinum at point of initial approval. Over time, you may apply to increase your credit limit if you satisfy our credit criteria.

5. Complimentary Insurance is provided automatically to cardholders under a master agreement between Zurich Australian Insurance Limited ABN 13 000 296 640, AFSL No. 232507 and Citigroup Pty Limited, and are subject to Terms and Conditions and exclusions available at An excess applies to Purchase Cover Insurance.

© 2013 Card Services is a division of Citigroup Pty Limited ABN 88 004 325 080, AFSL No. 238098, Australian Credit Licence No. 238098 which provides and administers credit.