Overdrafts
SmartCash is the Queenslanders overdraft facility. It’s a flexible line of credit that can be used to pay bills, cover unexpected expenses or simply enjoy life – the choice is yours.
Link SmartCash to your transaction account and you have back-up funds when your balance gets low. Plus, unlike a loan or credit card, there are no minimum monthly repayments – you need only to keep the facility within its approved limit.
- A competitive rate of interest – starting from 11.20%p.a.
- Amounts of $500 to $30,000 are available – depending on serviceability and other conditions
- Link a Visa Debit card
- Pay your bills via BPay
- Access your cash through ATMs and EFTPOS
- Add a cheque book
- Access your account via Phone Banking or Internet Banking
- Transact on your account over the counter at any Queenslanders Credit Union branch
Terms, conditions, fees and charges as well as our standard lending criteria apply. Full details are available on request. Interest rates current as at 15 June 2023 and subject to change.