Card Fees

VISA Cards*
Emergency replacement card $300 (overseas)
Replacement card and PIN International courier charge (overseas)

VISA Fees
Voucher requests $20 per voucher
(rebated to member if fraudulent transaction)
Chargeback fee $22
EFT dispute lodgement $5 per voucher

Card Accounts*
Normal card issue Free
1st replacement card Free
2nd and each subsequent replacement card $5
(excludes emergency replacement VISA cards)

Additional Cards*
1st additional card Free
2nd & each subsequent additional card $5

MyCard Fees Annual Account fee
MyCard

$35 (Silver with Standard Rewards)
$75 (Gold with Standard Rewards)
$99 (Gold with BlueSky Rewards)

Additional Cards
No fee is charged for an additional card for either Silver or Gold Credit Union MasterCards

Over Limit Fee
$20 each time credit limit is exceeded

Cash advances
Domestic Cash Advance Fee

2.7% of amount advanced (>$100)
$2.70 per cash advance (<$100)
International Cash Disbursement Fee $5 per cash advance

Over the Counter Payments at Australia Post
$2 per payment made over the counter at Australia Post

Late Payment Fee
$15 every 7 days until payment is received

Dishonour fee
$25 per dishonour

Transaction voucher request fee
$10 per voucher

Foreign exchange conversion fee
2.3% of transaction amount

Statement copy fee
$7 per statement

All are calculated and appear on the monthly transaction statement at cycle date.

Note: All fees and charges, government taxes are current at time of publication but are subject to change.

*A Product Disclosure Statement is available for this product and you should read the Product Disclosure Statement before making any decisions about the product.As this advice has been prepared without considering your objectives, financial situation or needs, you should, before acting on this advice, consider its appropriateness to your circumstances.

Queenslanders Credit Union Ltd ABN 85 087 651 063 30/12/05 WP100