Motor Vehicle Loans
Whether you are looking for 100% finance or a loan to top up your savings or trade-in offer, Queenslanders has the loan* for you…
With a Queenslanders’ Motor Vehicle Loan you’ll get:
- A competitive rate of interest;
- A variety of loan terms – up to 7 years for new vehicles;
- No penalties for additional repayments;
- No penalties for early payout of the loan;
- One low establishment fee – that can be added to the loan amount; and
- No account keeping fees.
On top of this, even though applying is easy, we’ll assign one of our experienced Loan Specialists to step you through the whole process.
* Loans are available for vehicles up to 12 years old.
If you want to hold a strong bargaining position when it comes to buying your new car then get a car loan "pre-approval".
Knowing exactly how much you can potentially borrow will allow you to take control of the negotiations and ensure that you don’t over-commit yourself.
Important note: A personal or car loan pre-approval is only a guide to your borrowing capacity and is valid for up to 3 months. You should always insist on a “subject to finance” clause being included in any contract of sale.
* Subject to confirmation of the details provided as part of our formal loan application approval process.
Applying is easy – simply pick up an application from your local Queenslanders Credit Union branch, phone 1300 1300 36 or download an application.
Or you can apply online now!
Alternatively, you could make an appointment to meet with one of our Lending Specialists. They’ll explain all your loan options in an easy to understand language and maybe even put the kettle on!
Queenslanders Credit Union Ltd ABN 85 087 651 063. Terms, conditions and normal lending criteria apply. Fees and charges may apply. Full details including interest rates are available on request.
Just when you thought it couldn’t get any better – it does!
As a Queenslanders member you have access to the services provided by Simon Morrisey and his team at Car Search Brokers Australia – FOR FREE!
If you know what sort of vehicle you’d like – Simon and his team will do the running around for you – they’ll even get you a great deal on your trade-in.
Cover made easy…
We can also arrange an insurance quote on your new motor vehicle. This way when you drive away in your new car you’ll know you’re protected.
Through our business partner and preferred insurance provider, CGU, you get:
- Competitively priced cover;
- A variety of policy options – including gap insurance;
- Multiple policy discounts;
- Easy claims service;
- The option to pay your premium monthly – at no extra costs; and
- Access to a Queenslanders Insurance Guru any time you want to make changes to your cover.
Loan protection insurance is available with all Queenslanders Credit Union Motor Vehicle Loans. Premiums are affordable and can be built into your loan repayments. Ask your Loan Consultant to show you just how affordable peace of mind is.
Queenslanders Credit Union Ltd ABN 85 087 651 063 acts under its own Australian Financial Services Licence and pursuant to an agreement with the insurer, CGU Insurance Limited ABN 27 004 478 371. Insurance is issued by CGU Insurance Limited ABN 27 004 478 371(CGU). This document contains general information only and may not suit your particular circumstances. Before making decisions about insurance products you should consider the appropriateness of the information having regard to your circumstances and the Product Disclosure Statement available from any office of Queenslanders Credit Union or CGU.