Home Loans Comparison
We’ve put together a quick and easy table for you to compare our three standard home loan products. Have a question about something you see here? Don’t hesitate to call us on 1800 QLDERS.
| Ultimate Home Loan | The Original Home Loan | Fixed Rate Home Loan |
Current interest rate | 6.45%p.a. | 6.68%p.a. | Depends on term |
Comparison rate | 6.54% | 6.72% | Depends on term |
Interest rate type | Variable | Variable | Fixed |
Minimum loan amount | $250,000 | $50,000 | $50,000 |
Purpose | Owner occupied or investment |
Extra repayments? | Yes |
Free redraw | Yes, free through PhoneBanking. |
Service Fees | $100/year | Nil | Nil |
Establishment Fee | Nil | $595 (single property) $895 (two property security) |
Maximum term | Up to 30 years | Up to 30 years with a fixed rate period of 1 to 5 years. |
Deposit required | Minimum 5% deposit on owner-occupied properties Minimum 10% deposit on investment properties |
Interest only? | You can apply to pay interest only for up to 5 years. |
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In addition to our standard home loans, Queenslanders have a range of competitive products to suit your needs. Talk to one of our Lending Specialists today about our Home Action Account or Interest Only Loans.
You can now generate a Home Loan Key Facts Sheet to help you more easily compare everything there is to know about our standard home loan products. Click on the button below to get started!
