Fixed Loans

Choosing a fixed interest rate allows you to set your budget in advance and relax knowing your repayments won’t rise – even if official interest rates do.

AND, unlike many of our competitors, with a Queenslanders fixed rate home loan you are free to make additional repayments at any time – and even redraw these if you need to!

1 year fixed rate:    4.90%p.a. (5.24%p.a. comparison rate#)
2 year fixed rate:    4.99%p.a. (5.23%p.a. comparison rate#)
3 year fixed rate:    5.09%p.a. (5.23%p.a. comparison rate#)
5 year fixed rate:    Available on request

Home loan features:
  • No regular service fees
  • Additional payments allowed at any time (without penalty)
  • Free redraw through phone and internet banking
  • Choice of weekly, fortnightly or monthly repayments
  • Terms up to 30 years
  • Interest only option
  • Available for owner-occupied and investment purposes

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Terms, conditions, fees and charges as well as our standard lending criteria apply. Full details are available on request. Interest rates effective 15 August 2023 for new business and 27 August 2023 for existing business, subject to change. #Comparison rate based on a loan of $150,000 over 25 years, secured. Warning: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. View the full comparison rate schedule.