Investment Loans
Click on the below links to learn more about your options:
At Queenslanders we believe that investment loans don’t need to be overly complicated. That’s why we have introduced the Original Investment Loan.
The Original Investment Loan is a basic, variable rate, mortgage secured loan that offers:
Amounts available…
Amounts of $50,000 (minimum) up to 95% of the value or contract price (whichever is the lesser) of the property held as security.
Applying is easy…
Simply pick up an application from your local Queenslanders Credit Union branch, phone 1300 1300 36 or download an application off our website (see "Related Links").
Or you can apply online now!
If your looking for a finance option that can help get your invesment plans off the ground sooner – then you should have a chat with one of our Accredited Mortgage Consultants. It’s a conversation that could save you a lot of money and unnecessary worrying.
Amounts available…
Amounts of $50,000 (minimum) up to 95% of the value or contract price (whichever is the lesser) of the property held as security.
Applying is easy…
Simply pick up an application from your local Queenslanders Credit Union branch, phone 1300 1300 36 or download an application off our website (see "Related Links").
Or you can apply online now!
If you’re the sort of person who looks to get ahead in life then – apply for an Investment Action Account.
An Investment Action Account allows you to combine your transaction and investment home loan accounts into one simple account.
How it works…
With a low rate of interest, calculated on the daily balance, an Investment Action Account makes every dollar you deposit count towards paying off your investment sooner. Simply have your salary, rental income or dividends paid directly into your Investment Action Account and draw on it only when you need it.
Use your Investment Action Account to pay for your rates, utilities, insurances, management fees – anything!
Easy access…
Accessing your funds is easy too with ATM and EFTPOS access, Internet Banking, Phone Banking, BPAY, direct debits – basically all the services you would expect on a regular transaction account.
Flexible redraw….
The best thing about an Investment Action Loan is that you can redraw to the limit of the facility at any time. Instead of going to the expense of obtaining a new loan or loan extension – you can simply draw on the equity in your mortgage secured loan to extend your invesments or just enhance your lifestyle.
Queenslanders Credit Union Ltd ABN 85 087 651 063. Terms, conditions and normal lending criteria apply. Fees and charges may apply. Full details including interest rates are available on request.
Amounts available…
Amounts of $30,000 (minimum) to 80% of the value of the property held as security – depending on servicability and other conditions.
Applying is easy…
Simply pick up an application from your local Queenslanders Credit Union branch, phone 1300 1300 36 or download an application off our website (see "Related Links").
Or you can apply online now!
Alternatively, you could put one of our Accredited Mortgage Consultants on the job and get them to hunt down the loan that is just right for you. That’s what they’re good at! They’ll explain everything in easy to understand language and maybe even put the kettle on!
Loan protection insurance is available with all of Queenslanders Credit Union’s investment loans and lines of credit. Premiums are affordable and can be paid monthly. Ask your Loan Consultant to show you just how affordable peace of mind is.
Queenslanders Credit Union Ltd ABN 85 087 651 063 acts under its own Australian Financial Services Licence and pursuant to an agreement with the insurer. This insurance product is issued by CGU Insurance Limited ABN 27 004 478 371 AFSL No. 238291 (CGU). The insurer of the Life and Trauma cover is National Mutual Life Association of Australasia Ltd ABN 72 004 020 437 AFSL No. 234 649 (NMLA). CGU administers the Life and Trauma cover on behalf of NMLA and CGU’s liability under that policy is limited to the administration of that cover including the management of claims. A Product Disclosure Statement (PDS) is available from Queenslanders Credit Union by calling 1800 783 377 or visiting www.queenslanders.com.au. You should consider the PDS before making decisions about these products.