Visa Debit with a linked Overdraft

 BACK UP – WHEN YOU NEED IT
 
Smart choices…
 
Linked to your Action Account, the Visa Debit card allows you to utilise your own funds or link a "back-up" facility (in the form of a personal line of credit), just in case you run short.

If you are looking for greater flexibility from your transaction accounts talk to us about linking a Queenslanders Visa Debit card to an approved overdraft.

The Visa Debit card is the perfect solution for those who find themselves needing extra funds but don’t necessarily want a credit card.

Key features at a glance:

  • Optional overdraft facility available – with a low annual fee of only $26 per year!
  • Ability to access funds via ATM’s and EFTPOS facilities in Australia
  • Access to the worldwide Visa network
  • Low annual card fee of only $20 per year!
  • The option to protect your card repayments
  • Verified by Visa protection for online purchases
  • Avoid transaction charges by selecting the ‘credit’ option and signing for all your purchases

The combination of a Queenslanders Visa Debit card linked to a savings account with accompanying overdraft will make sure you’ve got back up when you need it.


How to apply

To arrange a Queenslanders Credit Union Visa Debit Card with Overdraft facility call into one of our branches, phone one of our lending specialists 1300 1300 36 or download an application (see "Related Links") and send it through – simple!



Read more

^The facitlity is required to be kept within its prescribed limit. Standard minimum monthly repayment schedules (usually associated with credit card facilities) do not apply.

*applicable only for merchant transactions conducted within Australia.


* Normal terms and conditions apply for Queenslanders Credit Union Overdrafts. For more information about Queenslanders’ range of Personal Overdrafts please refer to the Personal Finance section of this website.

Back