Motor Vehicle
Our Motor Vehicle insurance policies give you the freedom to choose the best cover to suit your needs.
With emergency or temporary repairs, replacing your vehicle after a total loss, hire vehicle costs after theft or attempted theft and liability cover, our motor vehicle insurance will give you extensive coverage that is value for money.
Motor Vehicle Insurance Policy
This policy is our most flexible and, like all our policies, offers real value for money. This policy provides cover for loss or damage to your car, motorcycle, trailer or horse float.
Nominated Driver Car Insurance Policy
If you choose this policy your premium will be calculated on the basis that your car will only be driven by no more than two nominated drivers who are 25 years of age or over.
This is only available for cars.
Nominated Driver Low Kilometre Car Insurance Policy
If you don’t do a lot of driving this policy is ideal. Your premium will be calculated on the basis that your car will be driven by no more than two nominated drivers who are 25 years of age or over, and will not be driven more than 10,000 kilometres during your period of insurance.
This is only available for cars. This policy is not available in Tasmania.
Comprehensive
Covers your car, motorcycle, trailer or horse float for loss or damage and also covers you for legal liability when loss or damage to another person’s vehicle or property occurs.
Third Party Fire and Theft
Covers your car or motorcycle for loss or damage by fire or theft and also covers you for legal liability when loss or damage to another person’s vehicle or property occurs.
Third Party Property Damage
Covers you for legal liability for loss or damage to another person’s vehicle or property when you have insured your car or motorcycle.
Additional Covers at No Extra Cost
Speak to one of our Insurance Gurus about our additional covers.
Our motor vehicle insurance has many important features like:
• Uninsured motorist damage
• Replacing your vehicle after a total loss
• Hire vehicle costs after theft or attempted theft
• Liability cover up to $20,000,000 (inclusive of GST)
• Trailers attached to your vehicle
• Emergency or temporary repairs
Optional Covers Available for an Additional PremiumYou can broaden the scope of your cover by additional options like Windscreen Extension Option or Excess.
This insurance product is issued by CGU Insurance Limited ABN 27 004 478 371 AFSL No. 238291 (CGU). The insurer of the Life and Trauma cover is National Mutual Life Association of Australasia Ltd ABN 72 004 020 437 AFSL No. 234 649 (NMLA). CGU administers the Life and Trauma cover on behalf of NMLA and CGU’s liability under that policy is limited to the administration of that cover including the management of claims. This document contains general information only and may not suit your particular circumstances. Before making decisions about insurance products you should consider the appropriateness of the information having regard to your circumstances and the relevant
Product Disclosure Statement.