New for Old
Regardless of age, you can have all your stolen or destroyed contents including clothing and linen, replaced with new items, without deducting a single cent for wear and tear (fusion claims excepted). For items and personal property with limited sums insured, you will be eligible to be paid new for old to the limited sum insured.
You must have insured them all at today’s prices, not the amount
you originally paid for them – because the maximum that can be paid out is the amount you’re insured for. Use the following check-list to
make sure you’re fully covered.
You’ve got the lot
We think we’ve covered everything, and we hope that you have. In
fact we can’t emphasise enough the importance of being fully insured.
If you’ve got any further questions, just call a sales
and service consultant.
This is a guide to assist you to calculate an accurate sum insured for your contents. List the contents items in each room of your home and write down the estimated replacement value for the item. The typical replacement values shown beside each item are a guide only and not the basis of claim settlements. If unsure of the replacement value we recommend you seek advice from a professional valuer,
Please enter all amounts in Australian Dollars, excluding the $ symbol and rounded off to the nearest dollar.
This is general advice only and does not take into account your individual objectives, financial situation or needs (‘your personal circumstances’). Before using this advice to decided whether to purchase this insurance policy, you should consider the appropriateness of it having regards to your personal circumstances, plus obtain the current Product Disclosure Statement (PDS) for the insurance policy
Queenslanders Credit Union Limited ABN 85 087 651 063 acts under its own Australian Financial Services Licence and pursuant to an agreement with the insurers, CGU Insurance Limited ABN 27 004 478 371. An IAG Company.
Home & Contents Insurances are issued by CGU Insurance Limited. You can get the PDS for these products from any branch of Queenslanders Credit Union or CGU Insurance Limited. You should consider the relevant PDS in deciding whether to by or hold the product. |
