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How to reduce or eliminate your bills

Close up on an electricity bill

Bills are expensive.

And they seem to get worse each month. Personally, they account for about 20% of my total income. That’s one dollar in every five which goes towards a bill. That’s too much!

Your say: What percentage of your income goes on bills? Let us know in the comments below.

So, trying to reduce or eliminate as many bills as possible can be a smart way to lower your costs and have more money for yourself.

The goal then is to look through all your bills and decide which ones you will eliminate or which ones you will lower.

How?

First,…

 

Posted in Saving Money

Why I bought a vending machine

Vending machines

I am always looking for ways to generate some extra money and, while researching vending machines for the lunch room at work, I decided to see if it would be a profitable venture. Here is what I found out.

The great thing about vending machines is they fall into that area known as passive income. That is, income you earn while doing something else.

The machine

I purchased a second-hand machine that holds soft drink cans, chocolates…

 

Posted in Making Money

Do you really need a car?

Old car in a vacant lot

Owning a car is seen as an Australian dream – a rite of passage that every teenager experiences. But does it need to be that way? Do young people in Australia need to own a car?

There are a lot of reasons some people need to own a car, but for those who are living in the city or nearby, having a car could be an expense they could do without.

Before we look at the advantages of not owning a car, we need to look at how you would get around without one.

How do you get around with a car?

Catch public transport

For your day-to-day…

 

Posted in Better Living, Saving Money

3 Compelling reasons to become a switcher

This is a guest post by Kerry Lotzof, money expert from financial comparison website Mozo.com.au.

The world of banking is changing, rapidly.

Online research and easy comparisons that help consumers quickly find the best deals are turning the dynamic of cap-in-hand banking on its head and making financial providers work to earn and keep customer loyalty.

A growing number of Australians are taking control back, getting informed and switching banks.

1. Take back control

Many Australians…

 

Posted in Saving Money

7 Quick ways to have more money for Christmas

Christmas tree decoration

Christmas is expensive.

If you are not careful you can end up with a large credit card bill you spend the next year paying off. This is not a good way to enjoy the Festive Season.

One way to overcome this is to save for the Christmas/New Year season so you have enough money to cover your expenses. And it is not too late to start saving for this Christmas!

If you start saving now you could end up with more money than you need. Here are 7 ways to save money before Christmas. And that will allow you to have a more relaxed silly season.

How to get extra money…

 

Posted in Saving Money