This is a guest post by Kerry Lotzof, money expert from financial comparison website Mozo.com.au.

The world of banking is changing, rapidly.

Online research and easy comparisons that help consumers quickly find the best deals are turning the dynamic of cap-in-hand banking on its head and making financial providers work to earn and keep customer loyalty.

A growing number of Australians are taking control back, getting informed and switching banks.

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Christmas is expensive.

If you are not careful you can end up with a large credit card bill you spend the next year paying off. This is not a good way to enjoy the Festive Season.

One way to overcome this is to save for the Christmas/New Year season so you have enough money to cover your expenses. And it is not too late to start saving for this Christmas!

If you start saving now you could end up with more money than you need. Here are 7 ways to save money before Christmas. And that will allow you to have a more relaxed silly season.

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