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This blog by Queenslanders Credit Union is a resource for all things money! Find financial tips, strategies, money hacks and more.
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Unless otherwise noted, no-one who writes for queenslanders.com.au/blog is a financial adviser and no personal recommendations are implied or made. We recommend you seek professional financial advice before applying anything you find on this blog to your own circumstances.
Posted by russell, on Jun 21, 2023 – Comments (0)
An article by George Negus about the difference between cost of living pressures and cost of lifestyle pressures on Australians got me thinking about what we pay for now that our parents, or even our younger selves, never did.
Here are 5 things we never used to pay for:
There was a time, believe it or not, when the term “Bill Shock” never existed. Now, many people – young and…
Posted by russell, on Jun 20, 2023 – Comments (0)
It has happened to all of us at one time or another – you finally get your finances sorted and a bill that you had forgotten about arrives and you have to wait until past the due date to pay it. It’s worrying and is never a good look.
I have a very simple system that can eliminate this from happening to you and it involves little more than a pen, a piece of paper, and 10 minutes of your time.
All you have to do is calculate the total dollar value of all your bills and then make sure you have that amount in a separate account ready to pay them as they…
Posted by russell, on Jun 04, 2023 – Comments (0)
With power bills skyrocketing in many parts of the country, you will need to do everything you can to cut back on your electricity usage.
We have written about how you can save money on electricity before, but there are ways you can save even more, one appliance at a time.
One of the most powerful ways you can save money is to try using most of your appliances during off-peak times (assuming your electricity supplier has off and…
Posted by russell, on May 14, 2023 – Comments (0)
No-one is doubting that petrol prices are on the rise, and will only get more expensive in the future. To stay on the road, and within budget, you will have to start thinking of ways of reducing your petrol consumption.
While there are a myriad of ways to do this, I have outlined several here that have the potential to save you thousands each year!
When you are shopping around for a new car, buy the most fuel-efficient model you can afford. The Australian government has a Read more >
Posted by russell, on May 13, 2023 – Comments (0)
Official interest rates have dropped again, and with most financial institutions (including Queenslanders) dropping their rates in step, the question is what will you be doing with the extra money this will likely give you?
For a lot of people this cut means they will be paying a little less on the mortgage and have a little extra cash at their disposal.
While this is a big relief for some people struggling with the rising cost of living and a high mortgage, it does leave a question around what to do with the money.
So what could you do with…
