The digital world is becoming a great deal more important in our lives each day.

From banking to shopping to being social, we seem to be doing much more than we used to online.

With all the benefits this brings, it also brings some dangers. Identify theft, hijacked social accounts, and stolen credit card details are all possibilities.

But there are some simple measures you can take to mitigate the dangers…

Choosing your new home is never an easy process.

You may be buying your first home, moving into a bigger property, or even deciding to downsize – no matter what new home you are looking for, price is a major concern.

Finding your dream home can be difficult

Finding a property you are happy with, in a nice location, for the right price can be difficult – especially in the major capital cities.

You can make your job easier by narrowing down your favourite suburbs, thinking about what size home you will need, what type of dwelling you are after, and so on.

But…

Instead of worrying about money or trying to strike it rich with a big lotto win, you should be a little focused getting back to basics. Here is a 3-step alternative to writing up budgets and gambling with your money. Follow these 3 small steps to get yourself onto the path of prosperity:

Step 1 – pay down debts

Start paying down any bad debts (that is, any debt other than your mortgage) Read more >