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Pay your bills on time. Every time

Lady paying bills with a tablet

It has happened to all of us at one time or another – you finally get your finances sorted and a bill that you had forgotten about arrives and you have to wait until past the due date to pay it. It’s worrying and is never a good look.

I have a very simple system that can eliminate this from happening to you and it involves little more than a pen, a piece of paper, and 10 minutes of your time.

The system

All you have to do is calculate the total dollar value of all your bills and then make sure you have that amount in a separate account ready to pay them as they…

 

Posted in Bills

Slash your power bill one appliance at a time

Power lines

With power bills skyrocketing in many parts of the country, you will need to do everything you can to cut back on your electricity usage.

We have written about how you can save money on electricity before, but there are ways you can save even more, one appliance at a time.

Quick tip

One of the most powerful ways you can save money is to try using most of your appliances during off-peak times (assuming your electricity supplier has off and…

 

How to save $10,000 every year on petrol

Man pumping petrol into his car

No-one is doubting that petrol prices are on the rise, and will only get more expensive in the future. To stay on the road, and within budget, you will have to start thinking of ways of reducing your petrol consumption.

While there are a myriad of ways to do this, I have outlined several here that have the potential to save you thousands each year!

Ways to slash your annual petrol bill

Fuel-efficient cars

When you are shopping around for a new car, buy the most fuel-efficient model you can afford. The Australian government has a Read more >

 

Interest rates have been cut – what will you do with the money?

Official interest rates have dropped again, and with most financial institutions (including Queenslanders) dropping their rates in step, the question is what will you be doing with the extra money this will likely give you?

For a lot of people this cut means they will be paying a little less on the mortgage and have a little extra cash at their disposal.

While this is a big relief for some people struggling with the rising cost of living and a high mortgage, it does leave a question around what to do with the money.

So what could you do with…

 

Posted in Saving Money, Smart Living

3 Steps to always having enough money for petrol

Fuel gauge

Do you struggle with the high cost of petrol?

Here is a dead simple way to stay on top of the price increases that everyone can do.

There is a 3-step process to always having enough money for petrol – no matter what the prices are:

  • Work out how much you need each pay period, making sure you do this when the price of petrol is at its highest point
  • Budget for this each pay period and only…