Emergency Fund – What Is It And How Much Do I Need?
Posted by russell, on Oct 27, 2023 – Comments (0)
We talk a lot on Personal Money about cutting costs and saving money, and one of the reasons we do this is so that you can start paying down your debt and making a better life for yourself.
But what happens when you do all the right things like cutting back on costs, reducing your bills Read more >
Have more money
Posted by russell, on Sep 29, 2023 – Comments (0)
There are only two ways to have more money than you do now: either you earn more money or you spend less. That’s it.
There are two ways of being happy. We may either diminish our wants, or augment our means – either will do – the result is the same. It is for each man to decide for himself, and then do that which happens to be easiest. -Benjamin Franklin
It is up to each of us to decide on how they want to build our wealth.
This is not to say you need to choose one over the other – a combination of both is probably the best way to go. Below I have tried to…
9 ways to increase the value of your home on the cheap
Posted by russell, on Sep 20, 2023 – Comments (0)
Whether you are trying to sell your home, bought a new one, or just trying to give your home a facelift, finding ways to make your home more appealing when you are on a budget can be difficult. So we have listed below 9 ways you can increase the value of your home while making it more liveable.
1. Yard work
Time to go outside and get rid of any debris, rubbish, and old toys and tools. Start up the mower and cut that grass, trim the edges and make sure you do this regularly (weekly in summer). Get a little dirty and uproot those weeds, trim the hedges…
11 ways to save money on your electricity bill
Posted by russell, on Sep 16, 2023 – Comments (6)
We all want to lower our electricity bill, but it isn’t always clear how we can achieve it. Here are 11 ways you can save BIG money on your electricity bills throughout the year.
1. Lights off
This will add up over the year and there is really no reason you need to leave the light on in a room when no one is in it.
2. Re-think using your heater / air-con
Do you really need to turn on your heater or air-con, or can you find another way to stay comfortable? Rugging up and putting on extra layers are great ways to keep warm, while…
51 easy ways to save money
Posted by russell, on Aug 10, 2023 – Comments (0)
It seems that Australians are saving more than ever these days. Latest estimates put it at around $313 per month.
But if you are struggling to save anything due to the rising cost of living or debt pressures, here are 51 ways to save which, when all added up, will get you a lot of spare cash to put away for that rainy day.
Around the home
Wash In Cold Water
Washing in warm water can shrink or damage clothes and washing in cold will save you money on every wash.
Stop using your clothes dryer
This is one power-sink!…
