Every year all of us receive free money we either never expected or never think about.

You could put this money to good use paying off your debts and save yourself, or even earn more. So what is this mystery free money?

I have put a list together of sources for free money most of us would come across each year.

Birthday money

We all have gotten money from our parents, grandparents, and friends on our birthday. Instead of spending it, try using it to pay off some debt.

Christmas money

Same goes for Christmas time. Get…

One of the easiest ways you can make money online is by becoming an expert.

Becoming an expert

Don’t think you are a expert? Well, most likely you are wrong.

Being an expert is not about being the best in your chosen field. It’s just about being better than the next person. Tweet This

I bet you have one thing you can do better than most of the people…

This simple infographic shows you what would happen to your money if you simply started saving just $2 per day.

It shows you the total you would have after a week, a month, a year, 5 years, 10 years, 20 years, and finally you grand total after 40 years.

You can see the power of compounding interest kick in at around 20 years (see the graph at the bottom of the graphic).

Watch your money grow over time.

Passive income

Passive income means earning money without continually working hard for it. It is the holy grail of money-making, but it is not always easy to do. If you look closely at people who have passive income streams you will realise they worked really hard to build these up.

But there are 2 ways of earning passive income right now with little or no effort. The first of these is something you are probably already doing, and the second is so easy that everyoneshould be doing it.

Saving…

How much is enough?

I have recently asked myself this very question. And I am not sure of the answer.

I don’t think I have ever really over-consumed, but in this modern day we are all consumers of one sort of another. No matter how we live, we end up paying for goods and services that our ancestors could have only dreamed of.

Modern Technology

Modern technology has crept (sometimes exploded) into our lives and that has driven up the costs of day-to-day living.

I am old enough to remember not needing to pay either a mobile or…