Do you know what your credit report says about you?

Before we answer that question, let’s back up for a moment and see what a Credit Report is exactly.

Credit report

Almost everyone uses credit, sometimes without thinking about it. If you have ever had a mobile phone contract, increased your credit card limit, or applied for a loan, that information will be on your credit report.

A great way to manage that credit is to know exactly what you currently have, and what you applied for in the past. That is where a credit report comes in.

It’s…

Everyone has the same dream at some point in their lives – throwing off the shackles of the 9-5 job and start working for themselves.

But most of us fail to realise this dream, as the barriers to start your own business seem too daunting and the risks too high.

But what if there was a way to reduce the risk, while at the same time, give you the knowledge of how to create your own business? Well, read on.

I’m going to show you how to create a business easily by showing you how a friend of mine, Jon, started his.

I remember the weekend Jon was over at my place telling me about…

Have you ever thought about renting your furniture and other household items?

Is it cheaper to do so? We find out.

A recent survey by Mr Rental found that 72 per cent of 18-25 year olds surveyed wanted better household items, including the latest technology. And one way to get that is to rent.

Of course, who wouldn’t want better household items? And while renting them is a quick way to get them, is it cost-effective?

I had a look on a leading rental company’s website and found a few regular household items you would find in your…

Buying in bulk is not a new concept, but it is one that is not utilized as effectively as it could by most people.

There are two main ways to buy in bulk – you can either buy the larger version of a particular product, like buying a 5kg bag of rice for example, or you can wait until a particular product is on sale and buy a lot of that item at once.

Either way saves you money.

Making room

Before you start buying in bulk it’s a good idea to create some room in your pantry, freezer and other cupboards for your bulk purchases. Items…

There are two basic ways to have more money: you either save more or you earn more. While we talk a lot about the former on this site, I want to look at one way you can earn more by making some quick cash over the weekend.

Selling your stuff

This may seem like a no-brainer but it’s amazing how often you wish you had a little extra money and not realise that there is cash waiting to be released right inside your home.

It used to be that you would have to sell things via newspapers or the Trading Post, but now with the internet, sites like Read more >