Do you struggle with the high cost of petrol?

Here is a dead simple way to stay on top of the price increases that everyone can do.

There is a 3-step process to always having enough money for petrol – no matter what the prices are:

• Work out how much you need each pay period, making sure you do this when the price of petrol is at its highest point
• Budget for this each pay period and only…

We all have them – habits. Humans are a habitual species by design so it’s no wonder we struggle to break bad habits all our lives.

But are your habits – those things that you do every day without even thinking about them – driving you broke?

From buying that morning cup of coffee to purchasing your first car, ingrained habits of a lifetime could be the biggest reason why you aren’t wealthy.

The small stuff

Let’s start with the small stuff.

Every day, all of us do things out of habit.

From catching the same train in…

In these current economic times it can seem a daunting prospect to be able to afford your very own home. But the first step in this process is to start saving for a deposit.

House prices have slowed in recent times but the trend is still upwards in most parts of the country (at least in the capital cities). In this environment it can seem like an uphill battle trying to save enough for a deposit. but it is achievable.

There are 4 steps you need to take in order to make saving for a house deposit easier:

Step #1 – Pay off any debt

The…

One way of earning more money is to get a second job. But is it as simple as it sounds, and is it worth doing? We find out.

Usually when you are thinking about getting a second job it’s because you need the money. Whether this is to pay off debt, allow you to save (or save more), or to have more money for retirement, more money is the usual motivator.

But there are other reasons to pursue another job which you may not of considered:

New career…

Don’t think it is possible? Let us know in the comments below.

I was looking at my budget yesterday and started thinking about how much I could strip away and how I could live cheaper.

This was done from the perspective of a single person with no dependents, although it could easily be changed to include a couple, and even a child or two by adding in a few extra essentials.

Why?

This is a great way to save a lot of money over a short to medium time-frame.Obviously the longer you live like this the more you will…