How much is enough?

I have recently asked myself this very question. And I am not sure of the answer.

I don’t think I have ever really over-consumed, but in this modern day we are all consumers of one sort of another. No matter how we live, we end up paying for goods and services that our ancestors could have only dreamed of.

Modern Technology

Modern technology has crept (sometimes exploded) into our lives and that has driven up the costs of day-to-day living.

I am old enough to remember not needing to pay either a mobile or…

Imagine being able to save without doing anything?

Automating your savings is THE best thing you can do, as it allows you “set and forget” your money so you can save while focusing on the more important things in life.

It’s easy to save

The easiest way to automate your savings is through your internet or mobile banking.

Simply open an online savings account that will earn you a high rate…

Imagine being able to easily save as much money as you would like, each and every week. Well, you can by following a simple trick. The “trick” is called Pay Yourself First. Paying yourself first simply means putting yourself ahead of anyone else.

The wrong way to save

Usually when people save they put away anything that is left over after they pay all their bills and other necessities and wants. While this is a common occurrence, it is totally the wrong thing to do!

Change your mindset

You need to be treating…

There is no doubt about it, we are living through record low interest rates here in Australia.

And while low interest rates aren’t great for savings, they are great for anyone with a mortgage.

If you have a home loan, one thing you should be doing is taking advantage of these low interest rates while they are here, because, as with everything, they won’t be around forever.

So, what can you do to take advantage of these…

Asking for a raise is not something everyone feel comfortable doing, but sometimes it is well worth biting the bullet and just asking.

After all, if you are good at your job and have been with your current employer for a while, it might be time to ask for more money. But there is the right way and wrong way to ask for a raise.

Below are 7 things to consider before jumping in:

• List your achievements This is something everyone can do but most don’t. Keep a simple list of your…